Optional Air Flight Only Accidental Death & Dismemberment (AD&D)
This optional travel protection benefit can cover the loss of loss of life, limb, or sight while riding solely as a passenger in an aircraft on a regularly scheduled airline flight or regularly scheduled charter flight.
Always read your plan documents for full coverage details.
Coverage Available with TravelSafe
TravelSafe offers two great plans, Basic and Classic. Below are the maximum benefit amounts for Optional Air Flight Only AD&D.
| Classic | Basic | |
|---|---|---|
| Optional Air Flight Only AD&D |
Available
($100,000, $250,000, or $500,000)
|
Available
($100,000, $250,000, or $500,000)
|
Optional Air Flight Only AD&D Can Reimburse
What kinds of expenses can this travel protection benefit reimburse? We outline the details for you below. These are examples of covered reasons, which means there is more information in your plan documents regarding coverage. Be sure to read it in detail when purchasing a plan.
| Classic | Basic | |
|---|---|---|
| Loss of Limb(s) | ||
| Loss of Sight | ||
| Loss of Life | ||
| Exposure and Disappearance because of a covered accident |
Examples of Covered Reasons*
Covered reasons are outlined by your plan and decide what can be covered. Remember, exclusions outlined in your plan can affect covered reasons. For example, mountaineering is excluded from TravelSafe plans. If you lose your life as a result of mountaineering, you may not receive coverage from this benefit.
| Classic | Basic | |
|---|---|---|
| Loss of life | 100% of Principal Sum | 100% of Principal Sum |
| Loss of both hands | 100% of Principal Sum | 100% of Principal Sum |
| Loss of both feet | 100% of Principal Sum | 100% of Principal Sum |
| Loss of both eyes | 100% of Principal Sum | 100% of Principal Sum |
| Loss of one hand and one foot | 100% of Principal Sum | 100% of Principal Sum |
| Loss of one foot and one eye | 100% of Principal Sum | 100% of Principal Sum |
| Loss of one hand and one eye | 100% of Principal Sum | 100% of Principal Sum |
| Loss of one hand | 50% of Principal Sum | 50% of Principal Sum |
| Loss of one foot | 50% of Principal Sum | 50% of Principal Sum |
| Loss of one eye | 50% of Principal Sum | 50% of Principal Sum |
*These are examples of covered reasons. Additional terms apply to the covered reasons discussed.
Common Questions About This Benefit
We put together a list of common questions travelers like you have asked about our 24 Hour AD&D benefit.
Don’t see your question listed here? Reach out. We’ll do our best to reply in one business day.
What is the Principal Sum?
The Principal Sum is the maximum benefit amount shown in your plan.
What is the difference between 24-Hour AD&D & Optional Air Flight Only AD&D?
24-Hour Accidental Death & Dismemberment covers the insured from their plan effective date until their scheduled return. It is included in the Travelsafe Classic plan. The Optional Air Flight Only Accidental Death & Dismemberment is an optional benefit that can be added to your plan and covers you for the duration of any scheduled flights on your itinerary.