Accident & Sickness Medical Expense
If you experience an unexpected medical emergency while traveling, the Accident & Sickness Medical Expense is a travel protection benefit that can reimburse you for the costs of care.
It could be something as simple as an ear infection or something more serious. Accident & Sickness Medical Expense can provide reimbursement for emergency medical expenses incurred while traveling.
Always be sure to read your travel protection plan document for full details.
Coverage Available with TravelSafe
TravelSafe offers two great plans, Basic and Classic. Below are the maximum benefit amounts for Accident & Sickness Medical Expense.
| Classic | Basic | |
|---|---|---|
| Accident & Sickness Medical Expense (Primary Coverage) | $100,000 | $35,000 |
Accident & Sickness Medical Expense Can Reimburse
What kinds of expenses can this travel protection benefit reimburse? We outline the details for you below. These are examples of covered reasons, which means there is more information in your plan document regarding coverage. Be sure to read it in detail when purchasing a plan.
| Classic | Basic | |
|---|---|---|
| Services of a physician; prescribed drugs and therapeutic services/supplies | ||
| Emergency Dental Expense up to $750 | ||
| Hospital Services | ||
| Ambulance transportation to and/or from a hospital |
Examples of Covered Reasons*
Covered reasons are outlined by your plan and decide what can be covered. Remember, exclusions outlined in your plan can affect covered reasons. For example, mountaineering is excluded from TravelSafe plans. If you require medical care as a result of mountaineering, you may not receive coverage from this benefit.
| Classic | Basic | |
|---|---|---|
| Injury or Sickness occurring during the trip |
*These are examples of covered reasons. Additional terms apply to the covered reasons discussed.
Common Questions About This Benefit
We put together a list of common questions travelers like you have asked about Emergency Medical Evacuation.
Don’t see your question listed here? Reach out. We’ll do our best to reply in one business day.
What if I was intoxicated at the time of my Accident or Illness?
Benefits are not payable for any loss due to, arising or resulting from being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician.
If I am injured on my trip, will my TravelSafe plan cover follow-up care after my scheduled return date?
Expenses incurred after your trip are not covered, even if the injury or illness occurred during your trip.
What do I do if the hospital requests advance payment?
Advance payment will be made to a Hospital, up to the Maximum Benefit Amount, if needed to secure your admission to a hospital, because of a covered accidental injury or covered sickness. The authorized travel assistance company will coordinate advance payment to the hospital.